From the VeteranPCS Team
Updated March 2026
If you are a 100% permanent and total (P&T) service-connected disabled veteran living in Oklahoma, you may qualify for a full property tax exemption on your primary residence. This benefit can save you thousands of dollars each year. The process requires some paperwork and specific timing, but it is well worth the effort. Here is a clear, step-by-step walkthrough to help you claim what you have earned.
Who Qualifies for the Oklahoma Property Tax Exemption
Oklahoma offers a real property (ad valorem) tax exemption on the homestead of veterans with a 100% permanent and total service-connected disability rating. According to the Oklahoma Department of Veterans Affairs (ODVA), eligible veterans must be Oklahoma residents with a current Oklahoma address. The exemption also extends to qualifying surviving spouses.
To be eligible, you must own and occupy the home as your primary residence. You must also have received (or be eligible for) the standard Oklahoma homestead exemption. The exemption covers the full fair cash value of your homestead, which means you could owe zero property taxes on your home.
Step 1: Register with the Oklahoma Department of Veterans Affairs
Your first stop is the ODVA State Benefit Request page. Before requesting any state veteran benefits, you must complete the Oklahoma Veterans Registry. Visit the ODVA website at oklahoma.gov/odva and click the registration link to create your profile. Use your current Oklahoma address, since ODVA requires Oklahoma residency to process benefits.
Once registered, submit your State Benefit Request for the property tax exemption documentation. If ODVA holds your Power of Attorney for claims representation, they may be able to verify your eligibility faster.
Step 2: Understand OTC Form 998
The Oklahoma Tax Commission (OTC) requires eligible veterans to complete OTC Form 998, titled "Application for 100% Disabled Veterans Real Property Tax Exemption." You will submit this form to the county assessor where your property is located. This is the key document that officially applies the exemption to your home.
Step 3: Confirm You Meet the Timing Requirements
Form 998 includes a few important deadlines that can cause delays if missed. You must own and occupy the home as your primary residence on January 1 of the year you are applying. If you recently purchased the home, your deed or other ownership document must be recorded with the County Clerk no later than February 1. You must also be eligible for (or already have) the standard Oklahoma homestead exemption on the property.
In simple terms, this exemption is meant for your primary residence and the timing of your purchase matters. If you are PCSing to Oklahoma and plan to buy a home, keep these dates in mind as you plan your move. For more tips on planning a PCS move, check out our guide on choosing the best relocation method for your PCS.
