If you are PCSing to Southeast Pennsylvania or transitioning out of the military, the Philadelphia and Delaware County area deserves a serious look. The region offers a strong mix of urban energy, suburban comfort, and walkable communities with reliable access to highways, public transit, healthcare, and job centers. Military personnel in this area are commonly connected to Naval Support Activity Philadelphia at the Navy Yard, Joint Base McGuire-Dix-Lakehurst in New Jersey, or nearby reserve and National Guard units.

Choosing where to live is one of the biggest decisions during any Permanent Change of Station (PCS) move. The good news is this region gives you plenty of options at a variety of price points. If you are just starting to plan your relocation, the VeteranPCS Ultimate PCS Checklist can help you stay organized from start to finish.

Delaware County: Affordable Suburbs With Easy Commutes

Delaware County, often called "Delco," sits just southwest of Philadelphia and has become a go-to area for military families looking for value and convenience. Communities like Ridley Township, Glenolden, and Havertown are popular thanks to their proximity to I-95, I-476, and SEPTA regional rail lines. These connections make commuting into Philadelphia or across county lines manageable, even during peak traffic.

These neighborhoods also provide easy access to shopping centers, parks, and everyday amenities that matter to families settling into a new area. Housing options range from older rowhomes and twin-style homes to detached single-family properties, so there is something for most budgets.Media, PA: A Walkable Downtown With Suburban Appeal

Media is another top pick for relocating military families. Known as "Everybody's Hometown," this borough features a walkable downtown filled with restaurants, local shops, and community events throughout the year. Families enjoy the small-town feel while staying within easy driving distance of Philadelphia and nearby military work locations.

If you are thinking about using your VA loan benefit to purchase a home in this area, understanding how a zero-down VA loan works can help you plan your budget and get pre-approved before your move.

Swarthmore and Wallingford: Commuter-Friendly and Family-Oriented

Both Swarthmore and Wallingford sit along the SEPTA Media/Elwyn regional rail line, making them ideal for service members who commute into Philadelphia or across state lines into New Jersey. These communities are known for tree-lined streets, strong neighborhood character, and access to major roadways like I-476 and Route 1.

For families with school-age children, both communities offer access to well-regarded public and private school options. Resources like GreatSchools.org can help you compare ratings and programs as part of your housing search.

Philadelphia Neighborhoods: City Living Close to Base

Within Philadelphia itself, neighborhoods like South Philadelphia and Northeast Philadelphia provide convenient access to the Navy Yard and major highways. South Philly puts you close to stadiums, waterfront dining, and the Italian Market, while Northeast Philly offers more space, quieter streets, and a suburban feel inside city limits.