2025 Offutt AFB PCS Guide: Expert Tips for Military Families Moving to Omaha

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02.03.2025

Your Complete Fort Campbell PCS Guide: Why Military Families Thrive in Clarksville, TN

Moving to a new duty station can feel overwhelming, especially when you have children who are active in sports and activities. As a military veteran and local real estate expert, I've helped countless families transition to the Fort Campbell and Clarksville area. Let me walk you through what makes this region special and why many military families choose to make it their permanent home after service. Youth Sports Programs: Keeping Kids Active and Engaged The Fort Campbell area offers exceptional opportunities for children to participate in sports and physical activities, helping ease their transition during your PCS move. On-Post Options Through MWR Fort Campbell's Morale, Welfare, and Recreation (MWR) department runs a comprehensive Youth Sports and Fitness program that caters specifically to military families. This program offers: Affordable seasonal sports for children ages 3-18 Year-round options including soccer, basketball, baseball, softball, and flag football Specialized clinics and camps for cheerleading, wrestling, and volleyball Character development emphasis on respect, discipline, and perseverance Flexible scheduling designed for military life challenges Resource: Visit the Fort Campbell MWR Youth Sports page for registration information, schedules, and volunteer opportunities. Off-Post Community Sports The surrounding communities of Clarksville, TN, and Hopkinsville, KY, provide additional youth sports programs that welcome military children: Clarksville National Little League: One of the area's premier baseball and softball organizations Montgomery County Soccer Association: Offers recreational and competitive leagues at Heritage Park Clarksville Gymnastics Centers: Multiple facilities with programs for all skill levels Ford Ice Center Clarksville: Nashville Predators-sponsored ice skating and hockey programs Martial Arts Options: Several wrestling, jujitsu, and martial arts centers for all ages Tip: Many local sports organizations offer military discounts and flexible registration policies for PCS moves mid-season. Always ask about military family accommodations when registering. Family-Friendly Activities: Making the Most of Your Time in Clarksville Beyond organized sports, the Clarksville-Fort Campbell area offers numerous family activities that help you build community in your new location. Outdoor Adventures Clarksville Greenway: Miles of paved trails perfect for walking, running, or biking Liberty Park and Marina: 126-acre park with playgrounds, boat rentals, and fishing spots Dunbar Cave State Park: Explore prehistoric Native American cave drawings Billy Dunlop Park: Scenic Red River access, picnic areas, and walking paths Indoor Activities for All Ages Customs House Museum: Tennessee's second-largest general interest museum Fort Defiance Civil War Park: Interactive history center and preserved fortification Magic Wheels Skating Center: Family-friendly roller skating rink The City Forum: Indoor entertainment center featuring bowling, laser tag, and arcade games Local Parent Tip: Join the "Fort Campbell Spouses and Families" Facebook group to connect with other military families and discover local events and activities. Dining Scene: From Southern Comfort to International Cuisine As a self-proclaimed foodie, I can assure you that Clarksville's dining scene will not disappoint. The area is organized by "exits," which locals use for giving directions and describing neighborhoods. Downtown Clarksville Downtown offers a charming mix of local establishments including: Blackhorse Pub & Brewery for craft beers and brick oven pizza Yada Yada Yada Deli for gourmet sandwiches Edward's Steakhouse for special occasions The Vine for Sunday brunch Exit 4 Area This commercial hub features familiar national chains plus local favorites: All the typical chain restaurants you know from previous duty stations Local gems like Silke's Old World Breads for authentic German pastries Mission BBQ, which regularly honors military service Exit 11 (Sango) This rapidly developing area boasts: Whataburger (a Texas favorite now in Tennessee) Multiple Japanese hibachi restaurants New dining options opening regularly Part of Tennessee's famous bourbon trail Military Spouse Hack: Nashville's world-class dining scene is just 45 minutes away—perfect for date nights while utilizing Fort Campbell's affordable childcare services. Housing and Investment Potential: Why I Stayed After My PCS Clarksville's combination of small-town charm and economic growth makes it an ideal location for both living and investing. As someone who PCS'd here and decided to stay, I've witnessed the area's tremendous development firsthand. What Makes Clarksville Special Friendly, welcoming community that respects and appreciates military service Small-town feel with big-city amenities nearby One of the fastest-growing areas in the United States Proximity to Nashville's job market (including Amazon, Google, and other major employers) Strong local economy bolstered by Fort Campbell and manufacturing (like Dunlop Tires) Excellent investment potential for homebuyers Popular Military Family Neighborhoods Oak Grove: Closest to post gates with affordable housing options St. Bethlehem: Great schools and family-friendly amenities Sango: Newer developments with modern homes and shopping Northeast Clarksville: Growing area with new construction options Your VA Loan Advantage in the Clarksville Market With the current housing market in Clarksville, your VA Loan benefit gives you a significant advantage. As a military-friendly area, local real estate professionals understand how to work with VA Loans to help you: Purchase with zero down payment Avoid private mortgage insurance Secure competitive interest rates Navigate the appraisal process with experienced professionals Ready to Make Your PCS to Fort Campbell? Having PCS'd multiple times myself before settling in Clarksville, I understand the challenges and opportunities that come with military moves. Whether you're looking to buy for your assignment duration or considering Clarksville as your forever home after service, I'd be honored to help guide your transition. As a veteran serving the military community, I specialize in helping service members and their families find the perfect home in the Fort Campbell area. My military experience means I understand your unique needs, timeline constraints, and VA Loan questions. Let Me Help With Your Fort Campbell PCS Get personalized neighborhood recommendations based on your family's needs Learn about on-post versus off-post housing options Discover the best school districts for your children Find a home that meets your needs while building equity Contact Vance Scruggs today to start your Fort Campbell housing search. Vance Scruggs is a military veteran and real estate professional serving the Fort Campbell, KY and Clarksville, TN communities. Through VeteranPCS, he specializes in helping active duty military members and veterans navigate the homebuying process during PCS moves.

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04.01.2025

Top 10 Things to Love About Living in Spokane

Top 10 Things to Love About Living in Spokane, WA If you’re a military member or veteran moving to Spokane, WA, you’re in for a treat. Located in the heart of Eastern Washington, Spokane is home to Fairchild Air Force Base and offers a unique mix of affordability, outdoor adventure, and community charm. Whether you’re transitioning to Fairchild or another nearby military facility, Spokane has something for everyone. Why Military Families Love Spokane Proximity to Fairchild Air Force Base Fairchild Air Force Base, just 20 minutes from downtown Spokane, serves as the area’s primary military installation. It’s a vital hub for air mobility operations and offers a range of amenities for military families, including on-base housing, schools, and recreational facilities. Nearby neighborhoods like Airway Heights and Medical Lake provide convenient housing options for those stationed at the base. Affordable Housing with VA Loan Benefits Spokane’s housing market is one of the most affordable in Washington state, making it an excellent location for military families utilizing VA loans. The area offers a variety of home styles, from modern townhouses to spacious single-family homes. Plus, the strong local real estate market means great resale potential for families planning future PCS moves. Outdoor Adventures Close to Home From hiking and biking trails to pristine lakes and ski resorts, Spokane’s proximity to nature makes it a haven for outdoor-loving military families. Nearby destinations like Mount Spokane and Coeur d’Alene Lake provide endless opportunities for family outings or weekend adventures. A Family-Friendly Environment Spokane’s strong sense of community and abundance of family-friendly activities make it a great place to raise children. Excellent schools, welcoming neighborhoods, and year-round events ensure families feel at home. Military families new to Spokane will find numerous support networks, including veteran-focused organizations. Lower Cost of Living Compared to cities like Seattle or Portland, Spokane offers a much lower cost of living, which means your military housing allowance (BAH) goes further. Groceries, utilities, and entertainment are all budget-friendly, leaving room for savings or splurging on family adventures. Top Activities for Military Families in Spokane Manito Park Located just minutes from downtown Spokane, this expansive park features playgrounds, picnic areas, and beautiful gardens. Military families will love exploring the Japanese Garden or relaxing by the scenic pond. Don’t forget to visit the Rockwood Bakery for a treat! Riverfront Park This iconic park in the heart of Spokane offers something for everyone. Ride the historic Looff Carousel, enjoy the Spokane Falls SkyRide, or ice skate in the winter. It’s the perfect spot for a family day out. Green Bluff Just a short drive from Fairchild Air Force Base, Green Bluff is a must-visit destination for military families. Seasonal events like fruit picking, pumpkin patches, and Christmas tree hunting offer year-round fun. Centennial Trail Stretching 63 miles from Spokane to the Idaho border, this scenic trail is perfect for biking, hiking, or walking as a family. Enjoy stunning views of the Spokane River along the way. Mobius Kids Museum Located downtown, Mobius Kids offers hands-on learning experiences and interactive exhibits that kids of all ages will enjoy. Perfect for a weekend outing with the family. Additional Military-Friendly Features in Spokane Proximity to Other Military Installations While Fairchild Air Force Base is the primary installation in Spokane, military families may also appreciate the area’s proximity to Naval Base Kitsap and Joint Base Lewis-McChord (both a short flight or road trip away). Spokane’s convenient location makes it a strategic choice for families looking to stay connected to the broader military community. Veteran Services and Community Support Spokane is home to a vibrant veteran community with numerous resources, including the Spokane VA Medical Center and veteran-focused organizations like Team RWB and the VFW. These services ensure that transitioning service members and veterans feel supported in their new home. Military Discounts and Perks Spokane businesses, from restaurants to entertainment venues, often provide discounts for active-duty military members and veterans. Be sure to ask about military pricing at local attractions like Silverwood Theme Park or regional ski resorts. Tips for a Smooth PCS Move to Spokane Work with VeteranPCS: Connect with real estate agents who understand military life and can help you find the perfect home near Fairchild Air Force Base. Research Neighborhoods: Look into areas like Airway Heights, Medical Lake, and Cheney for housing that fits your needs. Utilize VA Loan Benefits: Ensure you’re maximizing your benefits when purchasing a home in Spokane.

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01.05.2025

Your Complete Offutt AFB Relocation Guide: Everything You Need to Know About PCSing to Omaha

Your Complete 2025 Offutt AFB PCS Guide: Everything Military Families Need to Know From the VeteranPCS Team Updated May 2025 TL;DR: Offutt AFB offers a lower cost of living than many military installations, strong schools, and a welcoming community in the Omaha area. The base is experiencing growth with the recent activation of the 95th Wing and continued flood recovery improvements. This guide covers housing, schools, healthcare, recreation, and insider tips to make your PCS transition smoother. If you've received orders to Offutt Air Force Base, congratulations! While Nebraska might not be the first place you imagine for your next assignment, the Omaha metropolitan area offers military families an exceptional quality of life with affordable housing, excellent schools, and numerous amenities. This comprehensive guide will help you navigate your PCS move and settle into your new assignment with confidence. What's New at Offutt in 2025 Offutt AFB has undergone significant changes recently that incoming personnel should know about: The 95th Wing Activation: In March 2025, Offutt celebrated the activation of the 95th Wing, which incorporated the 595th Command and Control Group and units from Wyoming National Guard and Air Force Reserve Command. According to Col. Leaumont, the wing commander, this could eventually bring "500-700 more people" to the base over the next decade as they transition to new aircraft. This growth means increased opportunities and resources for military families. New Logistics Readiness Squadron Campus: In March 2025, Offutt opened a new Logistics Readiness Squadron campus facility, nearly six years after the previous one was destroyed in the 2019 flood. This 26,575-square-foot facility is part of the base's ongoing recovery efforts. Major Military Exercises: Offutt conducted its "largest and most intensive military exercise" in base history from March 31-April 4, 2025. Periodic exercises are common, so newcomers should be prepared for occasional increased activity and "Giant Voice" announcements. Understanding Offutt's Mission and Structure Offutt serves as a critical hub for national defense operations: Headquarters of U.S. Strategic Command (USSTRATCOM): This unified combatant command oversees the nation's nuclear arsenal, space operations, global strike capabilities, and missile defense. Home to the 55th Wing: As the host unit at Offutt, the 55th Wing conducts intelligence, surveillance, reconnaissance, and electronic warfare missions worldwide. 557th Weather Wing: Provides critical weather intelligence for military operations globally. The New 95th Wing: Focused on nuclear command, control, and communications capabilities. Approximately 10,000 military and federal employees work at Offutt, creating a diverse and dynamic community with global responsibilities. Housing Options: On-Base and Off-Base Living Military Housing Through Rising View Rising View manages the privatized military housing at Offutt, offering both on-base and off-base options: On-Base Housing (Kaufman Heights): Provides convenient access to base facilities but may have waiting lists for certain unit types. Off-Base Housing in Bellevue: Rising View also manages military housing in Bellevue, offering easy base access while avoiding some on-base living restrictions. Important Housing Note: For 2025, Offutt's Basic Allowance for Housing (BAH) is ranked 27th highest among Air Force bases, with service members with dependents receiving 25% more BAH than those without. Check the current BAH rates at Military.com's BAH Calculator when planning your housing budget. Recommended Neighborhoods Near Offutt If you're considering living off-base outside of Rising View properties, here are top areas to consider: Bellevue: The closest city to Offutt with a large military population. Benefits include short commute times, military-friendly businesses, and properties designed with service members in mind. Papillion: Consistently ranked among America's best small cities, Papillion offers excellent schools, family-friendly neighborhoods, and a small-town feel while still providing easy access to Offutt (typical commute: 15-20 minutes). La Vista: A growing suburb with newer housing developments and good shopping options, located just west of Offutt. Omaha Neighborhoods: Midtown: Cultural hub with historic neighborhoods and urban amenities West Omaha: Newer developments with excellent schools and shopping Downtown/Old Market: Historic district with loft apartments and vibrant nightlife 2025 Housing Market Alert: The Omaha housing market remains highly competitive, particularly for homes under $400,000. According to a March 2025 U.S. News & World Report analysis, the Omaha metropolitan area ranks as the hottest housing market in America with a score of 76.2 on their 100-point scale. Consider working with a real estate agent experienced with military relocations to navigate this competitive market. Schools and Education The Omaha metro area boasts several excellent school districts: Bellevue Public Schools: Most convenient for families living near Offutt, with schools familiar with military children's needs. Papillion-La Vista School District: Consistently high-performing with excellent facilities and programs. Millard Public Schools: Known for strong academics and extracurricular programs. Omaha Public Schools: Offers specialized magnet programs and diverse educational opportunities. For families with children with special needs, contact the Exceptional Family Member Program (EFMP) at Offutt for assistance with finding appropriate educational resources. Healthcare Options at Offutt Offutt's healthcare options include: Ehrling Bergquist Clinic: The main medical facility on base for TRICARE Prime enrollees, offering primary care and limited specialty services. TRICARE Coverage: Offutt uses TRICARE TriWest, with families enrolled in TRICARE Prime assigned to the Ehrling Bergquist Clinic, while those with TRICARE Select can visit any network provider in the area. Off-Base Options: The Omaha area has excellent healthcare facilities, including: CHI Health System Nebraska Medicine Methodist Health System Children's Hospital & Medical Center (for pediatric care) Weather and Seasonal Preparation Nebraska experiences all four seasons distinctly: Summer: Hot and humid with temperatures regularly in the 80s-90s°F Fall: Beautiful transition with vibrant foliage and mild temperatures Winter: Cold with significant snowfall (average 30 inches annually) Spring: Variable with occasional severe weather including thunderstorms Winter Preparation Tips: Invest in a good winter coat, boots, gloves, and hat Purchase a winter car kit including jumper cables, ice scraper, and blanket Consider all-weather or winter tires for your vehicle Severe Weather Awareness: Nebraska experiences tornadoes, primarily in spring and summer. Familiarize yourself with base and local warning systems and have an emergency plan ready. Recreation and Things to Do Contrary to the "nothing to do" myth, the Omaha area offers numerous activities for military families: On-Base Recreation Outdoor Recreation Center: Offers equipment rentals for camping, fishing, yard maintenance, and more at discounted rates. Base Fitness Centers: State-of-the-art facilities with various exercise programs. Information, Tickets & Travel (ITT) Office: Provides discounted tickets to local attractions and travel destinations. Off-Base Activities Omaha's Henry Doorly Zoo & Aquarium: Consistently ranked among the world's best zoos, offering a military family membership for $165 annually. The Luminarium: Science and technology museum with "pay what you can" options for military families. Sports: College World Series (June), Omaha Storm Chasers baseball, UNO Mavericks hockey and basketball. Arts and Culture: Joslyn Art Museum, Holland Performing Arts Center, Orpheum Theater. Shopping: Village Pointe, Westroads Mall, Nebraska Crossing Outlets. Outdoor Recreation: Fontenelle Forest, Chalco Hills Recreation Area, Platte River State Park. Military Discount Tip: The Get Out Pass offers discounts to various Nebraska attractions including Storm Chasers games, escape rooms, and family activities. Support Resources for Military Families Offutt provides numerous support services for transitioning families: Military Family Readiness Center (MFRC): Offers relocation assistance, spouse employment support, financial counseling, and various family programs. Child Development Centers (CDCs): Provides childcare for children aged 6 weeks to 5 years (note: waitlists are common, especially for infant care). Child Care Aware: Helps eligible military families find and afford quality, off-base childcare when on-base options aren't available. School Liaison Officer: Assists with school transitions and educational concerns. Military and Family Life Counselors (MFLC): Offers free, confidential counseling services. Commuting and Transportation Traffic around Offutt is relatively light compared to larger military installations, but there are still considerations: Gate Access: During peak hours (especially around 7:30 AM), expect some delays at entry gates. Common Routes: Highway 370, Capehart Road, and Fort Crook Road are primary access points to the base. Public Transportation: Limited in the Omaha area; most families require personal vehicles. Airport Access: Omaha's Eppley Airfield is approximately 25 minutes from Offutt, offering direct flights to major U.S. cities. Financial Considerations for Military Families Taxes and Cost of Living Property Taxes: Nebraska has relatively high property tax rates, which fund excellent schools and infrastructure. Income Tax: Nebraska has state income tax, unlike some military-heavy states. Sales Tax: Approximately 7% in most areas around Offutt. Cost of Living Advantage: Despite taxes, Omaha's overall cost of living remains below the national average, with particularly affordable housing compared to coastal bases. Military-Specific Financial Benefits Nebraska Veterans Benefits: The state offers several benefits for veterans, including homestead tax exemptions for disabled veterans. Military Banking Options: Several credit unions and banks on or near base cater specifically to military members. Final Thoughts: Why Many Choose to Retire in Omaha Many service members who PCS to Offutt end up making Omaha their permanent home after military service. Key factors include: Affordable cost of living Strong job market in healthcare, finance, technology, and defense contracting Excellent schools and family-friendly environment Central U.S. location makes travel to either coast manageable Strong veteran community and support services Connect with a VeteranPCS Expert Relocating to a new base brings unique challenges, especially when buying or selling a home during a PCS move. Our network includes veteran and military spouse real estate agents who understand your specific needs and timeline constraints. Ready to make your Offutt PCS as smooth as possible? Connect with a VeteranPCS expert who specializes in the Omaha area. They can help you find the right neighborhood, navigate the competitive housing market, and understand your VA Loan benefits. Contact a VeteranPCS Expert Today! Share this PCS guide with your military network to help others relocating to Offutt AFB! This content was created using information from official military sources including Air Force installation websites, Military OneSource, and local news reports. This guide is updated regularly to ensure accuracy but is for informational purposes only. Consult appropriate professionals for decisions regarding your specific situation.

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04.03.2025

7 Best Family-Friendly Activities Near Kirtland AFB: An Albuquerque Adventure Guide

Receiving PCS orders to Kirtland Air Force Base brings your military family to one of the Southwest's most vibrant and culturally rich cities. As a veteran real estate agent who's helped countless military families settle into Albuquerque, I'm excited to share the best family-friendly activities that make this area special. Albuquerque offers a unique blend of natural beauty, rich cultural heritage, and modern attractions that military families will love exploring during their assignment at Kirtland AFB. Here are my top recommendations for making the most of your time in the Land of Enchantment. 1. Old Town Albuquerque: Step Back in Time Distance from Kirtland AFB: 5 miles (15-minute drive) Cost: Free to explore, shop and dining costs vary Best for: All ages, history lovers, souvenir shoppers The historic heart of Albuquerque dates back to 1706 and offers a charming glimpse into New Mexico's Spanish colonial past. Your family will enjoy: Wandering through the central plaza surrounded by authentic adobe buildings Visiting the iconic San Felipe de Neri Church, built in 1793 Exploring more than 100 shops, galleries, and restaurants Watching cultural demonstrations and live music performances Sampling authentic New Mexican cuisine featuring the state's famous red and green chile Old Town hosts numerous seasonal events throughout the year, including the popular summer concert series and luminaria displays during December holidays. I recommend visiting early in the day to avoid crowds, especially during peak tourist season. 2. Explora Science Center: Hands-On Learning Adventures Distance from Kirtland AFB: 5 miles (15-minute drive) Cost: Adults $10, Children $6, Military discount available Best for: Families with children ages 4-12 Located in the Old Town museum district, Explora offers interactive exhibits that make science, technology, and art accessible and fun. Your kids will love: Creating giant bubbles in the water and air exhibit Building structures in the engineering station Exploring scientific principles through play Participating in regularly scheduled demonstrations and activities The center is designed with both children and adults in mind, making it a perfect activity where parents can engage alongside their kids. Military families appreciate that Explora offers special pricing for service members and participates in the Blue Star Museums program during summer months. 3. Albuquerque International Balloon Museum: Take Flight Distance from Kirtland AFB: 9 miles (20-minute drive) Cost: Adults $6, Children $4, Free on Sunday mornings and first Friday evenings Best for: All ages, aviation enthusiasts Albuquerque's world-famous balloon heritage comes alive at this interactive museum located at Balloon Fiesta Park. Highlights include: Full-size balloon baskets and gondolas to explore 4D theater simulating a balloon flight experience Exhibits covering the science, history, and art of ballooning Special exhibits related to military contributions to aviation Plan your visit around the annual Balloon Fiesta in October if possible - it's a spectacular nine-day event where hundreds of colorful hot air balloons fill the morning sky. If your PCS timing allows, this event should absolutely be on your bucket list! 4. ABQ BioPark: Four Attractions in One Distance from Kirtland AFB: 6 miles (15-minute drive) Cost: Zoo: Adults $14.50, Children $5-$9; Combo tickets available Best for: Animal lovers, gardening enthusiasts, all ages The ABQ BioPark complex includes four distinct attractions that can be visited separately or combined for a full day of exploration: Zoo: Home to over 900 animals across 130 species in naturalistic habitats Aquarium: Features a 285,000-gallon ocean tank with sharks, sea turtles, and colorful reef fish Botanic Garden: 32 acres of beautiful themed gardens, including a children's fantasy garden Tingley Beach: Free fishing ponds, paddle boat rentals, and picnic areas The BioPark offers military discounts, and combo tickets provide the best value if you plan to visit multiple attractions. The Park's narrow-gauge train connects the Zoo and Botanic Garden/Aquarium complex, making it easy to visit both in a single day. 5. Petroglyph National Monument: Ancient Art in Stone Distance from Kirtland AFB: 12 miles (25-minute drive) Cost: Free (some parking areas $1-$2) Best for: Outdoor enthusiasts, history buffs, school-age children and up This amazing archaeological site preserves over 25,000 prehistoric and historic Native American and Spanish settler petroglyphs carved into volcanic rock. Your family can experience: Three major hiking trails of varying difficulty levels Stunning desert landscapes with views of the Rio Grande Valley Educational exhibits at the visitor center explaining the cultural significance Junior Ranger programs for kids The trails are relatively short but offer limited shade, so visit early in the morning during summer months and bring plenty of water. This makes for an excellent educational experience where children can connect with the region's ancient history. 6. Sandia Peak Tramway: Touch the Sky Distance from Kirtland AFB: 17 miles (30-minute drive) Cost: Adults $29, Children $19 round trip Best for: Families who enjoy scenic views, hiking, photography Ride the world's third-longest aerial tramway to the 10,378-foot peak of the Sandia Mountains for spectacular panoramic views: 2.7-mile aerial journey showcasing dramatic terrain changes 11,000 square-mile viewing area from the observation deck Hiking trails at the summit ranging from easy to challenging Seasonal dining at Ten 3 restaurant with floor-to-ceiling windows Winter skiing and snowboarding options The temperature at the summit is typically 20 degrees cooler than in the city, making this a perfect escape during hot summer months. I recommend timing your visit for sunset when the mountains glow pink (sandia means "watermelon" in Spanish). 7. New Mexico Museum of Natural History & Science: Dinosaurs and Beyond Distance from Kirtland AFB: 5 miles (15-minute drive) Cost: Adults $8, Children $5, Free admission first Sunday of each month Best for: Dinosaur enthusiasts, space lovers, families with school-age children This world-class museum showcases New Mexico's rich natural history and scientific achievements: Full-size dinosaur skeletons and prehistoric creature exhibits Walk-through volcano and cave formations Planetarium with regular sky shows and special presentations Lockheed Martin DynaTheater featuring immersive science documentaries Exhibits highlighting New Mexico's contributions to space exploration The museum offers excellent educational value and is particularly engaging for elementary and middle school children. Military families appreciate the museum's participation in the Blue Star Museums program, offering free admission during summer months. Making Albuquerque Home During Your Kirtland AFB Assignment These seven attractions are just the beginning of what makes Albuquerque a fantastic duty station for military families. The city's 310+ days of sunshine per year provide ample opportunity to explore outdoor activities, while the rich cultural heritage offers endless learning experiences. When choosing where to live during your assignment, consider these popular neighborhoods near Kirtland AFB: Nob Hill: Historic district with charming homes and walkable amenities Four Hills: Popular with military families for its proximity to base Ridgecrest: Well-established neighborhood with good schools East Mountains: Rural living with more space and mountain views Ready to Find Your Perfect Home Near Kirtland AFB? As a military spouse and real estate agent with VeteranPCS, I specialize in helping service members and their families find the ideal home for their Kirtland AFB assignment. I understand the unique challenges of PCS moves and can help you navigate Albuquerque's housing market with confidence. Whether you're looking to buy using your VA loan benefits or need a rental property while you get to know the area, I'm here to make your transition as smooth as possible. Contact me today for: Personalized neighborhood recommendations based on your family's needs School information and commute times Current market conditions and housing options within your BAH Virtual tours for those PCSing from a distance Let's work together to find your perfect home base for exploring all that Albuquerque has to offer! Katie Fellure is an Army Veteran and real estate agent serving the Kirtland AFB area. Through VeteranPCS, she helps military families find their ideal homes during PCS moves with specialized knowledge of VA Loans and military benefits.

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04.01.2025

Military PCS Quick Guide Q & A

Military PCS Quick Guide: Q&A When Uncle Sam makes the call, it's time to move. Every year, over 400,000 service members undergo a Permanent Change of Station (PCS) move, relocating to a new duty station. Moving can be challenging, whether it's within the continental United States (CONUS) or to an overseas duty station (OCONUS). Having insight into the PCS process can help you prepare for a smoother transition. This guide answers common PCS-related questions to help you navigate your move with confidence. What Is a Military PCS Move? A Permanent Change of Station (PCS) move is an official relocation order transferring a service member from one duty station to another. How Does a PCS Move Work? There are three main types of CONUS military moves: Government-Hired Movers (Household Goods Move - HHG) The military arranges for movers to pack, transport, and unpack your belongings. Pros: Less physical work for you. Cons: Less control over your items and possible delays. Personally Procured Move (PPM) / Do-It-Yourself (DITY) Move You handle the move yourself and get reimbursed for the expenses. Pros: Full control over your belongings, potential profit if costs are lower than reimbursement. Cons: More work for you and your family. Partial-PPM / Partial-DITY Move A hybrid approach where some belongings are moved by the military, and some you move yourself. Pros: Flexibility in handling certain items yourself. Once you receive PCS orders, work with your new installation’s Relocation Assistance Program for guidance on settling in. When Is Military PCS Season? PCS moves happen year-round, but over 65% of all military moves occur between May and August. Why is this important? Moving companies get backlogged, leading to delays and limited scheduling options. Book moving services as early as possible to avoid last-minute stress. Can You Deny Military PCS Orders? Technically, yes, but it comes with consequences. Your Options: Request a Deferral – This delays your move for a set period. Discuss with Your Personnel Department – Each military branch has different rules regarding PCS denials. Warning: Denying orders without proper approval can result in career setbacks, including denial of promotions or administrative actions. Always consult with your chain of command before making a decision. Is Military PCS Travel Pay Taxable? Yes, PCS travel pay is taxable, but only under certain circumstances. If you receive reimbursement for a PPM/DITY move, you will owe taxes on that amount. You will receive a special W-2 (separate from your regular W-2) to report this income. Consider setting aside part of your reimbursement to cover potential tax liabilities when filing. Need More PCS Help? Contact Us! Have more PCS-related questions? We’re here to help. Email us at info@veteranpcs.com Buying or Selling a Home? Moving with PCS orders? Connect with a VA Loan Expert to find military-friendly housing options. PCS-friendly real estate agents VA Loan specialists Guidance on housing near your new duty station

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04.01.2025

New home builders offering 4.99%, 4.5%, or even 4% rates? Here's the clarity you need to know

Understanding Builder-Advertised Low Interest Rates: What Military Homebuyers Need to Know If you’ve been shopping for a home, you may have noticed new home builders advertising low interest rates—sometimes as low as 4.99%, 4.5%, or even 4% on VA or FHA loans. These offers sound appealing, especially in today’s high-rate environment, but what’s really going on behind the scenes? For military families and veterans navigating the homebuying process, understanding how these rate reductions work and their long-term financial impact is crucial. Let’s break it down. How Mortgage Rates Impact Affordability Over the past few years, mortgage interest rates have fluctuated dramatically. When rates were at 2.5%, buyers saw a huge boost in purchasing power and lower monthly payments. But as rates climbed above 6%, affordability dropped significantly. For example: A $400,000 home at 2.5% on a VA loan with no money down = $2,000 per month (including taxes and insurance). That same $400,000 home at 6% = $2,800 per month—an $800 increase just from interest. On a larger scale, this means a family earning $100,000 per year could once afford a $680,000 home at 2.5%. At 6% interest, that same income now qualifies for a $450,000 home—a $230,000 difference in purchasing power. As rates rose, homebuying activity slowed, forcing builders to find ways to keep homes affordable without slashing prices. That’s where buying down mortgage rates comes in. How Builders Offer Lower Interest Rates Builders often advertise low interest rates by buying down points on a mortgage, which means they pay upfront fees to lower the interest rate for buyers. Unlike individual sellers, builders have financial flexibility due to their margins and pricing strategies. Rather than dropping the price of a home, which could impact neighborhood values, they pay to reduce the buyer’s interest rate—making monthly payments more affordable while keeping home prices high. For example: A $550,000 home at a 6% rate has a monthly payment of $3,800 and requires an income of at least $120,000 per year. Lowering the price to $500,000 reduces the monthly payment to $3,500. But buying down the interest rate from 6% to 4.5% drops the monthly payment to $3,300—and it costs the builder less than reducing the price by $50,000. For builders, it’s a smarter financial move—they spend less money buying down the rate than they would by lowering the home price. But what does that mean for you as a military homebuyer? What Military Families Should Consider Before Buying A lower rate sounds great, but keeping the home price higher than the true market value could affect you down the road. Here’s what you need to consider: Your Long-Term Plan Matters If you plan to stay in the home for 5+ years, this could be a great deal. The lower payment makes it affordable now, and long-term appreciation could work in your favor. However, if you need to sell in a few years, you could find yourself underwater—meaning you owe more than the home is worth. Resale Value and Market Risks If home values decline or stay stagnant, you may struggle to sell for what you paid. Builders avoid cutting prices because it reveals market depreciation, which could hurt their future sales. Your exit strategy should include rental potential—can the home generate enough rental income to cover your mortgage if you need to move? Alternative Strategies Instead of focusing solely on a lower rate, negotiate for a lower purchase price whenever possible. You can’t renegotiate a home’s purchase price later, but you can refinance your mortgage if rates drop. VA Loan Benefits and Future Refinancing VA loans allow easy refinancing through the VA Interest Rate Reduction Refinance Loan (VA IRRRL), commonly known as a VA streamline refinance. If rates drop in the future, you could refinance into a lower rate without buying one upfront. Is a Builder’s Low-Rate Offer a Good Deal for You? The answer depends on your financial goals and future plans. ✅ Good Deal If: You plan to stay in the home long-term (5+ years). The lower payment fits comfortably into your budget. The home has rental potential in case you need to move unexpectedly. ⚠️ Proceed with Caution If: You might need to sell within a few years. The home price seems inflated compared to similar properties in the area. You’re stretching your budget and might struggle if unexpected expenses arise. Let’s Talk Before You Buy Buying a home—especially as a military family using a VA loan—requires careful planning. Before you sign anything, make sure you: Understand how the builder’s low-rate offer compares to other financing options. Have a clear exit strategy if you need to move unexpectedly. Know how to leverage your VA loan benefits to your advantage. At VeteranPCS, we specialize in helping military members and veterans make smart homebuying decisions. We’re not just real estate agents—we’re veterans who understand your unique challenges and financial considerations. Let’s go through the numbers together. Contact us today for a free consultation, and we’ll ensure you make a move that’s financially sound for your future. Make Your Move with Confidence Buying a home is a big financial decision, and builder incentives can be a great opportunity—but only if they align with your long-term goals. If you’re considering buying a home with a builder’s low-rate offer, let’s talk first. We’ll help you break down the numbers, explore your options, and make sure you’re making the right choice for your future. Disclaimer: The numbers in this article are estimates based on a VA loan with no money down, good credit, and average taxes and insurance. Actual costs will vary based on individual financial situations.

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PCS Help

04.01.2025

PCS to Hawaii: What Active Duty Service Members Need to Know About Buying a Home

Relocating to Hawaii during a Permanent Change of Station (PCS) is both exciting and challenging. The idea of living in paradise is appealing, but navigating Hawaii’s real estate market requires careful planning. Property values are high, demand is strong, and the local market operates differently from those on the mainland. If you’re considering buying a home in Hawaii, it’s important to approach the process with the right strategy. Having been stationed at Schofield Barracks, I’ve seen firsthand the opportunities Hawaii real estate can offer—if you know how to buy wisely. This guide will help you understand the market, the risks, and the benefits of purchasing a home in Hawaii with a VA loan. Understanding the Hawaii Real Estate Market Hawaii’s real estate market is unique, and there are two major misconceptions service members often have when considering a home purchase: Buying a home in Hawaii is always a guaranteed investment Hawaii is too expensive to buy into Both of these assumptions can be costly mistakes if not approached correctly. Real estate appreciation is not guaranteed. Many homeowners saw substantial gains from 2019 to 2020, but property values fluctuate. If you buy at the wrong time without a long-term plan, you could face financial losses. Hawaii’s high costs don’t mean buying isn’t possible. While real estate is expensive, the cost of not buying could be even higher. With the right approach, homeownership can be a valuable long-term investment—especially if you factor in rental income potential. The Case for Buying a Home in Hawaii Here’s a real example: We purchased a home in Haleiwa in 2014 for $650,000 and sold it in 2021 for $1,140,000. We also own a multi-family home in Waialua, where rental income covers our mortgage and utilities, allowing us to live near the ocean at no cost. This lifestyle is possible, but only if you buy with a strategy. If you purchase a move-in-ready home in a declining market, you may struggle to break even when it’s time to sell. However, if you buy a fixer-upper in a good neighborhood, you can increase the value and build equity over time. Key Considerations for Buying a Home in Hawaii If you’re thinking about buying a home when you PCS to Hawaii, here are three critical factors to keep in mind: Have an Exit Strategy If you need to sell during a market downturn, you may not make a profit. Plan ahead by evaluating rental options and understanding the financial impact. Buy Wisely Look for homes in good neighborhoods that need minor renovations rather than fully updated properties. This gives you instant equity and increases resale value. Consider Rental Potential A home with a separate rental unit (like an ohana unit or a studio over the garage) can generate income and help offset mortgage costs. The Reality of Renting Out Your Property Many service members assume they can rent out their home if they PCS without selling. While this is true, most rental properties in Hawaii operate at a loss unless they have additional rental units. Without separate rental space, you could lose between $500 and $1,500 per month after factoring in property management fees and Hawaii taxes. Legal and Tax Considerations for Homeowners Hawaii has two unique laws that significantly impact property owners: Short-term vacation rentals are illegal on most of Oahu. Airbnb and VRBO rentals of less than 30 days are heavily restricted. New permits are not being issued, and violations can result in fines of up to $10,000 per day. HARPTA Withholding Tax (7.25%) If you are not a Hawaii resident when you sell your home, 7.25% of the sale price will be withheld under the Hawaii Real Property Tax Act (HARPTA). This withholding can be waived or refunded under certain circumstances, but it requires proper planning and working with a real estate expert familiar with local laws. Is Buying a Home in Hawaii the Right Move for You? If you’re considering homeownership in Hawaii, planning ahead is essential. Ask yourself: Can I afford the mortgage even if I have to rent out the property later? Does this home have rental potential to help cover costs? Do I have a long-term exit strategy in case the market declines? If you’re not sure, working with a real estate expert who understands military relocations in Hawaii can help you navigate the process with confidence. Get Expert Help with Your PCS to Hawaii If you’re moving to Oahu, my team has helped hundreds of military families navigate their PCS transitions. We’ve created a comprehensive PCS packet that includes: Information on military housing areas Details on command sponsorship Recommendations for restaurants, hikes, and activities A complete list of TLA-approved hotels A breakdown of Hawaii’s regions and best places to live A checklist of important paperwork for your move If you’d like a copy, reach out today! Frequently Asked Questions 1. Can I use a VA loan to buy a home in Hawaii? Yes, VA loans are widely used in Hawaii and offer benefits such as zero down payment and no private mortgage insurance (PMI). 2. Is buying a home in Hawaii a good investment? It can be, but it depends on market timing, location, and whether the property has rental potential. 3. What is HARPTA, and how does it affect me? HARPTA is a 7.25% tax withholding on the sale price of a home for non-Hawaii residents. It can often be waived or refunded with proper planning. 4. Can I rent out my home if I PCS? Yes, but without additional rental units, you may experience a monthly financial loss. 5. What are the risks of buying a home in Hawaii? Market fluctuations can impact resale value, and high property taxes can make owning a home expensive. Final Thoughts Buying a home in Hawaii during a PCS move can be a smart financial decision—but only if approached strategically. With the right property, rental potential, and a solid exit strategy, you can turn homeownership in Hawaii into a long-term asset. If you’re considering buying a home in Hawaii, let’s talk! I can provide expert guidance, a PCS packet, and real estate insights to help you make the best decision for your future.

PCS Help

04.01.2025

Prepare to PCS: How do I prepare for movers?

Moving to a new duty station is a significant transition for military personnel and their families. A Permanent Change of Station (PCS) move requires careful planning to ensure a smooth relocation. One of the most critical steps in this process is preparing for the movers. From organizing essential documents to packing efficiently, this guide will walk you through the necessary preparations to make your move as stress-free as possible. Understanding PCS and Its Impact on Your Move What is a PCS? PCS stands for Permanent Change of Station, which refers to the official relocation of an active-duty service member to a new duty station. These moves can be domestic or international and typically occur every two to four years. Proper planning ensures a successful transition for both the service member and their family. PCS Timeline: Key Milestones Understanding your PCS timeline is essential. Key milestones include: Receiving orders and notifying your command Scheduling transportation and moving services Completing required paperwork Packing and preparing for the move Arriving and settling into your new location Being proactive with these steps will help you avoid unnecessary stress and last-minute complications. PCS Allowances and Benefits The military offers several allowances and reimbursements to help offset moving costs, such as: Dislocation Allowance (DLA): Helps cover moving-related expenses. Temporary Lodging Allowance (TLA): Assists with lodging costs while transitioning. Per Diem Allowance: Covers meals and incidentals during travel. Understanding these benefits ensures you maximize the financial support available to you. Creating a Moving Timeline and Checklist Setting a Moving Date Once you receive your orders, determine your moving date. Consider lease agreements, school schedules, and the availability of movers when making this decision. Breaking Down the Process Divide your move into three phases: Pre-Move: Sorting and decluttering, organizing paperwork, and researching moving companies. Moving Day: Supervising the packing and loading process. Post-Move: Unpacking, setting up utilities, and finalizing travel reimbursements. Using a Moving Checklist A checklist keeps you on track. Key tasks include: Forwarding mail and updating your address. Transferring utilities and notifying schools. Securing important documents (e.g., passports, medical records, and housing paperwork). Sorting and Decluttering Before the Move Assessing Your Belongings A PCS move is an excellent opportunity to declutter. Sort your belongings into categories: Keep: Essential and frequently used items. Donate: Items in good condition that you no longer need. Sell: Furniture, electronics, or collectibles that hold value. Dispose: Broken or unusable items. Decluttering Strategies Start decluttering room by room. Pack seasonal and rarely used items first. Organizing ahead of time reduces stress and simplifies unpacking. Donating and Selling Items Consider donating items to local charities, military family support programs, or resale shops on base. Selling items through online marketplaces or yard sales can also help offset moving costs. Organizing Important Documents and Records Creating a Centralized Storage System Designate a secure folder or digital backup for essential documents, including: PCS orders and moving contracts Birth certificates and Social Security cards Medical and school records Housing agreements and financial documents Safeguarding Sensitive Information Keep sensitive documents with you during the move to prevent loss. Consider using a locked file box or encrypted digital storage. Researching and Hiring a Moving Company Understanding Your Options Choose between: Government-arranged movers: The military coordinates and covers moving costs. Personally Procured Move (PPM): You manage the move and receive reimbursement. Finding Reliable Movers Seek recommendations from fellow service members, read online reviews, and verify credentials. Request multiple quotes for comparison. Reviewing Contracts and Insurance Coverage Ensure movers provide adequate insurance for damages. Document valuable items and discuss coverage options before the move. Packing and Labeling Strategies Essential Packing Supplies Stock up on sturdy boxes, packing tape, bubble wrap, and markers. Efficient Packing Techniques Pack by room and label boxes clearly. Use protective materials for fragile items. Keep essentials (medications, toiletries, and important documents) easily accessible. Proper Labeling for Easier Unpacking Clearly mark boxes with contents and designated rooms. Consider color-coding for added organization. Notifying Key Parties and Managing Address Changes Updating Your Address Notify the following: USPS for mail forwarding Banks and financial institutions Employers and healthcare providers Informing Service Providers Arrange for the transfer or cancellation of utilities, internet, and subscriptions. Final Thoughts Preparing for movers is an essential step in any PCS move. By staying organized, decluttering, securing important documents, hiring reliable movers, and implementing effective packing strategies, you can reduce stress and ensure a seamless transition. With proper planning, you’ll be well-equipped to settle into your new duty station with confidence. Frequently Asked Questions How far in advance should I start preparing for my move? Begin preparations at least 6-8 weeks before your move to allow ample time for organization and coordination. Should I pack my belongings or leave it to the movers? You can pack yourself to save money, but professional movers ensure secure handling. For valuables and sentimental items, consider packing them yourself. How do I find a trustworthy moving company? Check recommendations from fellow service members, read online reviews, verify licensing, and compare estimates from multiple companies. What should I do if my belongings are damaged during the move? Document the damage with photos, notify the moving company, and file a claim promptly. Review your contract for insurance coverage details. For more guidance on using your VA loan benefits before or after your PCS move, contact our team at VeteranPCS. Our network of veteran-friendly real estate agents and lenders is here to help you navigate your transition seamlessly.

PCS Help

04.01.2025

Prepare to PCS: Understanding Your PCS Entitlements and Benefits

What is a PCS? A Permanent Change of Station (PCS) is a relocation assignment for active-duty military personnel and their families. Each year, nearly 700,000 service members receive PCS orders, moving them to new duty stations across the country or overseas. While PCS moves can be overwhelming, understanding your entitlements and benefits can help streamline the process and reduce financial stress. Why Understanding PCS Entitlements Matters A PCS move involves multiple logistical and financial considerations. Knowing what expenses are covered, what allowances you qualify for, and how to navigate the application process ensures that you maximize the benefits available to you. This knowledge helps reduce unexpected costs, allowing you to focus on your transition without unnecessary stress. Eligibility and Application Process for PCS Entitlements Who Qualifies for PCS Entitlements? PCS benefits apply to active-duty service members and their dependents, including spouses and children. The specific entitlements you qualify for depend on factors such as your rank, branch of service, and type of PCS assignment. How to Apply for PCS Benefits The process begins when you receive your PCS orders. You must submit the appropriate paperwork to your unit’s personnel or transportation office. This includes: PCS travel orders outlining your move details Housing applications if seeking on-base housing Reimbursement forms for eligible expenses The approval process can take time, so starting early and ensuring all paperwork is correctly completed is essential. Types of PCS Entitlements and Benefits Travel and Transportation Allowances 1. Travel Reimbursement Service members are entitled to reimbursement for transportation expenses, including mileage, airfare, and lodging during their move. Per diem allowances cover meals and incidental expenses incurred during travel. 2. Personally Procured Moves (PPM) Also known as a Do-It-Yourself (DITY) move, a PPM allows you to arrange and execute your own move rather than using a government-assigned moving company. The military reimburses up to 95% of the estimated cost of a government-managed move, and if you manage to move for less, you keep the difference. 3. Vehicle Shipment For overseas PCS moves, the military covers the cost of shipping one privately owned vehicle (POV). If relocating within the U.S., service members must typically cover their own vehicle transport costs unless otherwise specified. Housing and Temporary Lodging Benefits 1. Basic Allowance for Housing (BAH) Service members moving to a new duty station where they do not receive government housing may qualify for BAH. The allowance is based on location, rank, and dependent status and helps cover rent or mortgage payments. 2. Temporary Lodging Expense (TLE) and Temporary Lodging Allowance (TLA) TLE covers temporary lodging expenses for up to ten days within the U.S. while securing permanent housing. TLA applies to overseas moves and can be claimed for a more extended period if necessary. Reimbursement for Household Goods Shipment and Storage 1. Household Goods Shipment The military pays for the transportation of household goods up to a weight limit that varies based on rank and family size. The government assigns a moving company to pack and ship your belongings. 2. Storage Allowance If immediate housing is unavailable at your new duty station, the government provides temporary storage for your household goods. The duration of covered storage depends on location and PCS circumstances. Educational and Career Support for PCS Relocations 1. Education Benefits for Dependents PCS moves can disrupt a child’s education. To ease the transition, military families can access benefits such as: School liaison officers to help navigate enrollment in new schools DoD-sponsored tuition assistance programs Scholarship opportunities for military children 2. Spouse Employment Assistance Frequent relocations can impact military spouses’ career prospects. The Military Spouse Employment Partnership (MSEP) provides resources such as: Job search assistance Resume-building workshops Career counseling and networking opportunities Special Considerations for PCS Moves Overseas PCS Moves Relocating overseas involves additional steps, including: Passports and visas for dependents Housing considerations in a foreign country OHA (Overseas Housing Allowance) for rent and utility costs Financial Planning for PCS Moves Unexpected expenses can arise during a PCS. Planning ahead can help mitigate financial strain. Consider setting aside funds for: Security deposits for housing and utilities Moving-related incidentals Emergency travel expenses Key PCS Allowances and Financial Support PCS Per Diem: A daily allowance covering meals and lodging Dislocation Allowance (DLA): One-time payment for miscellaneous relocation expenses Monetary Allowance in Lieu of Transportation (MALT): Covers mileage for driving to the new duty station House Hunting TDY: Allows service members time off to find housing before relocating Final Thoughts: Be Prepared for Your PCS Move A PCS move is a significant transition, but proper planning and knowledge of your entitlements can make it much smoother. Take the time to research available benefits, gather necessary documentation, and seek guidance from military relocation offices. Utilizing the support and resources available to you can ease financial burdens and ensure a seamless relocation experience. For personalized assistance with VA loans and real estate needs, connect with a VeteranPCS expert today. We are here to help military members and their families navigate the home buying and selling process with confidence. Frequently Asked Questions (FAQs) 1. Who qualifies for PCS entitlements? Active-duty service members and their dependents are eligible. Specific entitlements vary based on rank, branch, and type of PCS move. 2. What is covered in a government-move PCS? The government covers transportation costs, temporary lodging, and shipment of household goods. Additional allowances may be available based on the circumstances of your move. 3. Can I receive a PCS travel advance? Yes, service members can request a PCS travel advance to cover upfront costs, which is later reconciled against reimbursable expenses. 4. What happens if my home sells after I move? If you are selling a home as part of your PCS, you may be eligible for reimbursement of certain expenses. Contact a VeteranPCS real estate agent to explore your options. For further assistance with your PCS relocation, reach out to our experienced real estate professionals who specialize in serving military families.

PCS Help

04.01.2025

Prepare to PCS: What Military Movers Won't Pack in 2024

Understanding the Importance of Proper Packing for a PCS Move A Permanent Change of Station (PCS) move is a routine part of military life, but each move presents its own challenges. Proper packing is essential to ensure a smooth transition, protect valuable belongings, and comply with military regulations. One of the key aspects of PCS preparation is understanding which items military movers will not pack or transport. Knowing these restrictions ahead of time can help service members and their families avoid unnecessary delays, damages, and added stress during relocation. Why Some Items Are Restricted During a PCS Move Military movers follow strict guidelines regarding what they can and cannot transport. These restrictions are in place for safety, legal, and logistical reasons. Understanding these guidelines will help ensure compliance and make your PCS move as efficient as possible. Common reasons items are restricted: Safety Concerns: Flammable, explosive, or hazardous materials pose risks during transport. Legal Restrictions: Items such as firearms and certain medications require special handling or documentation. Liability Issues: High-value items like jewelry or sensitive personal documents are best kept under the owner’s supervision. Commonly Restricted Items for PCS Moves 1. Hazardous Materials: Movers will not transport flammable, corrosive, or explosive materials. These include: Gasoline, lighter fluid, propane tanks, and aerosol cans Household cleaning chemicals and pesticides Fireworks, ammunition, and explosives 2. Perishable and Consumable Goods: Items that can spoil or attract pests are generally not allowed, such as: Fresh produce, frozen foods, and refrigerated items Opened or partially used food products Plants and soil due to agricultural restrictions 3. Personal and High-Value Items: It is recommended that service members personally transport the following items: Passports, birth certificates, Social Security cards, and financial documents Jewelry, cash, and other small high-value items Medical records, prescription medications, and sentimental keepsakes 4. Firearms and Ammunition: Military movers will not transport firearms and ammunition. Service members should: Follow military regulations for storing and transporting personal weapons Check state and local laws if moving across state lines Work with an authorized firearms dealer if shipping firearms separately 5. Vehicles and Fuel-Powered Equipment: PCS movers will not move vehicles, motorcycles, or equipment containing fuel. Ensure: Personal vehicles are shipped through an approved military contractor Lawn mowers, generators, and other fuel-powered equipment are drained of gasoline Preparing Restricted Items for Your PCS Move Since military movers won’t handle these restricted items, service members must take responsibility for their transportation. Here are some tips to ensure a smooth move: 1. Sort and Organize Restricted Items: Separate items that cannot be packed by movers and decide how they will be transported or disposed of. Properly dispose of hazardous materials through local disposal services. 2. Secure Important Documents and Valuables: Keep essential documents in a secure, portable file box or lockbox. Carry jewelry and high-value items with you rather than including them in household goods shipments. 3. Explore Alternative Shipping or Storage Options: If certain restricted items cannot be moved with you, consider: Shipping services for firearms, ammunition, or high-value items Temporary storage facilities for perishable or hazardous goods Ensuring Compliance with Military Regulations Each branch of the military has specific guidelines regarding PCS moves, and it is important to stay updated on any changes. In 2024, military movers may have new regulations or procedural updates, so be sure to: Review current guidelines with your Transportation Office or Relocation Assistance Program. Verify any changes in storage or transportation policies before your move. Use resources like Military OneSource or Veteran PCS-approved moving services for additional support. Final Thoughts: Be Prepared and Stay Informed A PCS move can be a complex and stressful process, but understanding what military movers will and won’t pack is an important step in making your transition smoother. By planning ahead, securing restricted items properly, and utilizing alternative shipping or storage solutions, service members and their families can avoid unnecessary complications. If you have questions about your PCS move, contact a Veteran PCS relocation specialist today for guidance on housing options, moving services, and VA home loan benefits. Buying or Selling? Connect with a VA Loan Expert to learn how your PCS move can align with your homeownership goals. FAQ 1. What happens if I accidentally pack restricted items? Movers will not transport restricted items and may refuse to move a shipment that contains them. It is best to review guidelines carefully and sort your belongings before packing begins. 2. Can I transport restricted items myself? Yes, but some items, such as firearms or hazardous materials, may have specific regulations. Check with your Transportation Office for guidance. 3. What should I do with perishable or hazardous materials before my move? Properly dispose of hazardous materials through local hazardous waste disposal programs. Consider donating perishable goods to local food banks before your move. 4. Where can I find more information on PCS moving regulations? Your installation’s Transportation Office and Military OneSource are excellent resources for up-to-date PCS moving guidelines.

PCS Help

04.01.2025

Preparing to PCS: What You Need to Know

If you have received Permanent Change of Station (PCS) orders, you are not alone. Every year, nearly 700,000 service members and their families undergo a PCS move. While the term "permanent" might be misleading, as moves are often temporary, proper planning can help make the transition smoother and more cost-effective. Understanding Your PCS Benefits and Expenses While the military covers a significant portion of PCS-related expenses, there are out-of-pocket costs to be aware of. On average, service members spend around $2,000 on non-reimbursable moving expenses. Determine Which Costs Are Reimbursable Before your move, contact your installation’s family center to determine which expenses are covered. The military provides a commercial moving service to pack and transport your household goods at no cost. However, you should plan for additional expenses such as: Temporary housing costs: Hotels and meals during your move may be partially covered through per diem allowances. Utility deposits: Setting up utilities, phone, and internet at your new location may require deposits, typically around $100 per service. Replacement items: Budget for household items you may need to replace upon arrival. Personal travel expenses: If you choose to take leave and travel beyond the allowed reimbursement limits, those costs will be your responsibility. Keep all receipts and document any non-reimbursable expenses. You never know when you might need to provide proof for reimbursement. Call Your Insurance Provider While government-hired movers have insurance, coverage may be limited. If you are handling your PCS independently, verify what your insurance covers for damaged or lost goods. If shipping a vehicle, confirm that your auto insurance covers transport-related damages. Do-It-Yourself (DITY) PCS Moves The military offers the option of a Personally Procured Move (PPM), commonly known as a Do-It-Yourself (DITY) move. If you choose this option, the government will reimburse you up to 95% of the estimated cost of using a contracted commercial mover. For example, if your government-assigned relocation cost is $8,000, you could receive $7,600 in reimbursement if you move yourself. This option allows you to shop around for cost-effective moving solutions and potentially keep some of the reimbursement funds if you spend less than the allowance. Reimbursement amounts vary based on rank and family size, so check with the Transportation Management Office (TMO) for an accurate estimate. What to Do With Your Current Home If you own a home, a PCS move presents several options: 1. Keep the Property and Rent It Out If you plan to return to the area, renting out your home can generate passive income. Rental rates in many areas exceed mortgage payments, allowing you to cover your mortgage and possibly make a profit. Consider hiring a property manager if you will be stationed far away. They can handle tenant screenings, rent collection, and maintenance, but their fees will reduce your rental income. 2. Sell with an Assumption VA loans are assumable, meaning another buyer can take over your loan with its existing terms. If you have a low interest rate, this can be a great selling point. However, your VA entitlement remains tied to the property until the buyer sells or refinances. This could limit your ability to use your VA home loan benefit for a future purchase. 3. Sell Outright Selling your home before your PCS move allows you to restore your VA loan entitlement and use it for your next home purchase. Keep in mind: Selling costs: Real estate commissions, title fees, and excise taxes can add up to 6% or more of your home’s sale price. Time constraints: If your move date is soon, plan for a power of attorney or real estate attorney to handle closing on your behalf. 4. Keep the Home Without Renting If you can afford it, keeping your home as a secondary property for future retirement or vacation use is an option. However, you will need sufficient income to cover two housing payments, which is often not feasible for most service members. PCS Allowances and Financial Resources PCS Per Diem A daily allowance is provided for lodging and meals while traveling to your new duty station. The rate is based on mileage and family size, with the military estimating 350 miles per travel day. Temporary Lodging Allowance (TLA) If permanent housing is not available immediately, the TLA covers some or all of your temporary lodging and meal expenses while waiting for base or off-base housing. PCS Travel Advance You may request a cash advance to cover initial moving expenses, such as meals and lodging. Up to 80% of eligible costs can be advanced and deposited into your account. Basic Allowance for Housing (BAH) If base housing is not available, BAH helps cover rent or mortgage payments based on local housing costs and rank. Overseas Housing Allowance (OHA) For overseas assignments, OHA covers rent, utilities, and basic home maintenance. Dislocation Allowance (DLA) A one-time payment to cover unexpected moving costs that are not covered by other allowances. Monetary Allowance in Lieu of Transportation (MALT) MALT reimburses per-mile costs for personally driving to your new duty station but does not cover lodging or meals. House Hunting TDY Service members may take up to 10 days of permissive TDY for house hunting at their new duty station before their PCS. While travel costs are not covered, this time off does not count against annual leave. Final Thoughts: Plan Ahead for a Smooth PCS PCS moves can be challenging, but planning ahead can reduce stress and unexpected financial burdens. Schedule a meeting with your installation’s Travel Office as soon as you receive PCS orders to review available allowances and ensure all required paperwork is submitted on time. If you are considering purchasing a home at your new duty station, connect with our VeteranPCS real estate agents and VA lenders to explore your financing options. We are committed to helping military families navigate the home-buying process and make the most of their VA loan benefits. Contact us today to get started on your PCS journey.

PCS Help

04.03.2025

5 Best Communities for Military Families Near Naval Base Kitsap: A Local's Guide

Receiving PCS orders to Naval Base Kitsap means finding the perfect community for your military family in the beautiful Pacific Northwest. As a military veteran real estate agent serving the Kitsap Peninsula, I've helped countless service members find their ideal home in this stunning region of Washington state. Naval Base Kitsap is actually comprised of multiple installations across the area, including Bangor Submarine Base and Bremerton Shipyard. This gives military families several excellent communities to choose from, each with their own unique characteristics and benefits. Silverdale: Family-Friendly Convenience Distance to Base: 3-15 minutes to Bangor, 20-25 minutes to Bremerton Housing Price Range: $450,000-$750,000 for single-family homes Rental Range: $1,800-$2,800/month Silverdale offers the perfect blend of suburban comfort and modern amenities. As a rapidly growing community just north of Bremerton, it's become a favorite for military families thanks to its: Excellent Central Kitsap School District schools Abundant shopping at Kitsap Mall and The Trails shopping center Quick access to both major base locations Outdoor recreation at Clear Creek Trail and Silverdale Waterfront Park Silverdale provides the convenience of city living while maintaining a strong sense of community. The area has seen significant development in recent years, including new housing communities specifically designed with military families in mind. Poulsbo: Scandinavian Charm with Family Appeal Distance to Base: 15-20 minutes to Bangor, 25-35 minutes to Bremerton Housing Price Range: $500,000-$850,000 for single-family homes Rental Range: $1,900-$3,000/month Known as "Little Norway," Poulsbo captivates residents with its distinctive Scandinavian heritage. This charming community offers: A picturesque downtown with unique shops and restaurants Popular events like Viking Fest and the monthly First Saturday Art Walk Quality schools in the North Kitsap School District Beautiful waterfront parks along Liberty Bay Easy access to outdoor activities on the Olympic Peninsula Poulsbo strikes a wonderful balance between small-town charm and practical amenities. The historic downtown area features distinctive architecture, local bakeries, and waterfront dining that makes everyday living feel special. Port Orchard: Affordable Waterfront Living Distance to Base: 10-15 minutes to Bremerton, 30-35 minutes to Bangor Housing Price Range: $400,000-$700,000 for single-family homes Rental Range: $1,600-$2,600/month Located south of Bremerton across Sinclair Inlet, Port Orchard offers a tight-knit community atmosphere with beautiful water views. Military families appreciate: More affordable housing options compared to other areas The revitalized downtown area with local shops and restaurants Waterfront parks and marinas South Kitsap School District schools Easy access to Highway 16 for Seattle commuters Port Orchard hosts popular community events like the Fathoms O' Fun Festival and farmers markets that bring neighbors together. The town's peaceful setting and reasonable housing costs make it particularly attractive for first-time homebuyers or those looking to maximize their BAH. Bainbridge Island: Upscale Living with Seattle Access Distance to Base: 25-40 minutes to Bremerton, 35-50 minutes to Bangor Housing Price Range: $800,000-$1.5 million+ for single-family homes Rental Range: $2,500-$4,000+/month For those seeking a premium living experience with easy access to Seattle, Bainbridge Island provides an exceptional option: Top-rated Bainbridge Island School District Thriving arts community and cultural amenities 35-minute ferry ride to downtown Seattle Beautiful beaches, parks, and hiking trails Upscale dining and shopping options While housing costs are higher, Bainbridge Island offers an unmatched quality of life. The island community is known for its environmental consciousness, excellent schools, and close-knit neighborhoods. For military families who value these amenities and have the budget to match, Bainbridge offers a unique living experience. Kingston: Quiet Charm with Mainland Connections Distance to Base: 25-30 minutes to Bangor, 35-45 minutes to Bremerton Housing Price Range: $450,000-$800,000 for single-family homes Rental Range: $1,800-$2,800/month Northeast of the base, Kingston provides a peaceful setting with convenient ferry access to Edmonds: 30-minute ferry ride to Edmonds and the Seattle area Charming small-town atmosphere Beautiful parks including North Kitsap Heritage Park North Kitsap School District schools Growing dining and shopping options Kingston's slower pace of life appeals to those who prefer rural living without sacrificing convenience. The community has grown steadily in recent years, adding amenities while maintaining its natural beauty and small-town feel. Making the Right Choice for Your PCS to Naval Base Kitsap When deciding where to live near Naval Base Kitsap, consider these important factors: Commute times: Traffic can be challenging, especially near ferries and during shift changes at the base Housing budget: BAH rates vary by rank, so understand what you can afford School preferences: Research school ratings and programs that match your children's needs Lifestyle priorities: Consider whether you prefer urban amenities, outdoor recreation, or quiet neighborhoods As a military veteran who's experienced multiple PCS moves myself, I understand the challenges of relocating to a new area. Having now served the Kitsap military community as a real estate agent for over 5 years, I've helped hundreds of families find their perfect match in this beautiful region. Ready to Find Your Perfect Home Near Naval Base Kitsap? If you're preparing for a PCS move to Naval Base Kitsap, I'd be honored to help you navigate the local housing market. As a veteran-friendly real estate agent with VeteranPCS, I specialize in helping military families find homes that meet their unique needs while maximizing their benefits. Contact me today for personalized assistance with your home search, including: Detailed information about neighborhoods that match your preferences Current market conditions and housing options within your BAH VA Loan expertise and connections to trusted military lenders Virtual tours for those PCSing from a distance Call or email today to start your home search with an agent who understands the military lifestyle and the unique beauty of the Kitsap Peninsula. Kristen Johnson is a Marine Corps veteran and real estate agent serving the Naval Base Kitsap area. Through VeteranPCS, she helps military families find their ideal homes during PCS moves with specialized knowledge of VA Loans and military benefits.

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04.03.2025

Tennessee Military Bases: Your Complete PCS Guide to the Volunteer State

Receiving orders to Tennessee? You're in for a treat. As a military-friendly state with diverse landscapes, vibrant cities, and significant tax advantages, Tennessee offers an exceptional quality of life for active duty service members, veterans, and their families. This comprehensive guide will help you navigate your PCS move to one of Tennessee's military installations, understand the unique benefits of living in the Volunteer State, and discover which communities might be the perfect fit for your next chapter. Tennessee's Military Installations: What You Need to Know Tennessee is home to three major military installations, each serving different branches and offering unique opportunities and communities. Fort Campbell (Clarksville, TN) Mission & Units: While technically straddling the Tennessee-Kentucky border, Fort Campbell primarily operates in Tennessee and serves as home to the legendary 101st Airborne Division (Air Assault), the 5th Special Forces Group, and the 160th Special Operations Aviation Regiment (Night Stalkers). Size & Population: Spanning over 105,000 acres, Fort Campbell supports approximately 30,000 active duty soldiers and 53,000 family members. Base Amenities: Commissary and PX Blanchfield Army Community Hospital Multiple fitness centers MWR facilities including pools, golf course, and bowling alley Family housing through Campbell Crossing DoD schools for on-post families Off-Base Communities: Most military families live in Clarksville, TN or Oak Grove, KY, with easy access to post gates. Arnold Air Force Base (Tullahoma, TN) Mission & Units: Home to the Arnold Engineering Development Complex (AEDC), this installation is the largest and most advanced aerospace testing facility in the United States. Size & Population: While smaller than Fort Campbell, Arnold AFB employs approximately 3,000 personnel, including active duty Air Force, civilian employees, and contractors. Base Amenities: Base Exchange Recreation area with camping, fishing, and hunting Fitness center Medical clinic (non-emergency services) Off-Base Communities: Tullahoma, Manchester, and Winchester are the primary communities serving Arnold AFB personnel. Naval Support Activity Mid-South (Millington, TN) Mission & Units: NSA Mid-South houses Navy Personnel Command, Navy Recruiting Command, and various other Navy organizations focused on human resources and support functions. Size & Population: Supporting approximately 7,500 military, civilian, and contract personnel. Base Amenities: Commissary and Navy Exchange MWR facilities including fitness center and pool Navy Lake Recreation Area Medical and dental clinics Off-Base Communities: Millington and the northern suburbs of Memphis are popular living locations for NSA Mid-South personnel. Financial Benefits for Military in Tennessee Tennessee offers significant financial advantages for military families that can substantially impact your quality of life and long-term financial planning. No State Income Tax Tennessee is one of only nine states with no state income tax on wages or salaries. This means your military pay goes further, essentially giving you an automatic raise compared to many other duty stations. Military-Specific Vehicle Tax Benefits Active duty military members and veterans with a service-connected disability rating can receive substantial tax breaks on vehicle purchases: Active duty personnel stationed in Tennessee: Exempt from paying vehicle sales tax on one vehicle Disabled veterans (100% service-connected): Exempt from paying registration fees and vehicle sales tax on two vehicles Disabled veterans (partially service-connected): Reduced registration fees based on disability rating Property Tax Relief Programs Tennessee offers property tax relief programs specifically for veterans with service-connected disabilities and their surviving spouses. Depending on your disability rating, you may qualify for a reduction in property taxes on your primary residence. Housing Markets Near Tennessee Military Bases Understanding the current housing market is essential for making informed decisions during your PCS move. Here's a breakdown of median home prices and rental markets near each installation: Fort Campbell/Clarksville Area Median Home Price: $310,000 (50% lower than Nashville) Average Rent (3BR): $1,400-1,800/month Growing Neighborhoods: St. Bethlehem, Sango, Northeast Clarksville BAH Compatibility: Current BAH rates generally align well with the local market Arnold AFB/Tullahoma Area Median Home Price: $250,000 Average Rent (3BR): $1,200-1,500/month Growing Neighborhoods: Lakewood Park, Country Club, Westwood BAH Compatibility: Excellent BAH-to-housing cost ratio in this area NSA Mid-South/Millington Area Median Home Price: $230,000 Average Rent (3BR): $1,300-1,600/month Growing Neighborhoods: Easley Estates, Woodstock area BAH Compatibility: Strong purchasing power with current BAH rates Other Military-Friendly Communities Nashville: $605,000 median home price (premium market) Murfreesboro: $460,000 median home price Lebanon: $415,000 median home price VA Loan Tip: Tennessee's housing markets are generally VA Loan-friendly. Work with a military-experienced real estate agent to navigate the appraisal process smoothly. Tennessee's Education Landscape Education quality is a top priority for military families. Tennessee has made remarkable strides in improving its educational systems in recent years. K-12 Education Highlights Tennessee ranks as the fastest-improving state in K-12 education nationally Strong post-pandemic academic recovery compared to other states Implementation of the "Tennessee Investment in Student Achievement" funding formula to better support students Top School Districts Near Military Installations Fort Campbell Area: Clarksville-Montgomery County School System Notable schools: Rossview High School, Hazelwood Elementary Arnold AFB Area: Tullahoma City Schools (highly rated) Coffee County Schools Notable schools: Tullahoma High School, East Middle School NSA Mid-South Area: Millington Municipal Schools Tipton County Schools Notable schools: Millington Central High, Brighton High School Higher Education Opportunities Tennessee offers the Tennessee Promise and Tennessee Reconnect programs that provide tuition-free community college education to residents, which can be an excellent benefit for military spouses and dependents. Major universities near military installations include: Austin Peay State University (Clarksville) Middle Tennessee State University (Murfreesboro) University of Memphis Tennessee Tech University (Cookeville) University of Tennessee system campuses Living in Tennessee: Regional Highlights Tennessee offers diverse living experiences depending on which region you call home. Here's what you need to know about the main areas surrounding military installations: Middle Tennessee (Fort Campbell/Arnold AFB) Nashville and Surrounding Areas Cultural Scene: World-class music venues, professional sports (Titans NFL, Predators NHL), museums Outdoor Activities: Percy Priest Lake, Natchez Trace Parkway, numerous state parks Family Attractions: Nashville Zoo, Adventure Science Center, Grand Ole Opry Military Community: Strong veteran presence and support organizations Clarksville (Fort Campbell) Growth Rate: One of the fastest-growing cities in Tennessee Family-Friendly: Excellent parks system, Liberty Park, Dunbar Cave State Park Military Integration: Deeply connected to Fort Campbell with strong support services Commute to Nashville: Approximately 45-60 minutes, making it viable for spouse employment Tullahoma/Manchester (Arnold AFB) Outdoor Paradise: Near Tims Ford Lake, Old Stone Fort State Park Cost of Living: Significantly lower than national average Community Feel: Small-town atmosphere with growing amenities Special Events: Bonnaroo Music Festival (Manchester), Tullahoma's 41A Music Festival West Tennessee (NSA Mid-South) Memphis and Surrounding Areas Cultural Icons: Beale Street blues scene, Graceland, National Civil Rights Museum Culinary Scene: World-famous BBQ (try Central BBQ and Charlie Vergos' Rendezvous) Family Attractions: Memphis Zoo, Pink Palace Museum, Mud Island River Park Sports: Memphis Grizzlies (NBA), Memphis 901 FC (soccer) Millington Community Character: Small-town feel with proximity to Memphis (30 minutes) Outdoor Recreation: Edmund Orgill Park, USA Stadium sports complex Military Support: Strong veteran community and military appreciation events Cost Advantage: Significantly more affordable than Memphis proper East Tennessee Destinations While not home to major military installations, East Tennessee offers incredible weekend getaway options for military families stationed in the state: Great Smoky Mountains National Park Most visited national park in America Hiking, wildlife viewing, scenic drives Gateway towns of Gatlinburg and Pigeon Forge Chattanooga Lookout Mountain and Ruby Falls Tennessee Aquarium Outdoor recreation on the Tennessee River Revitalized downtown and riverfront Knoxville University of Tennessee campus Urban Wilderness outdoor recreation area World's Fair Park Market Square dining and entertainment Military Community Support in Tennessee Tennessee takes pride in supporting its military community through various programs and initiatives: Tennessee Veterans Services The Tennessee Department of Veterans Services offers assistance with: VA benefits claims Education benefits Employment services Long-term care in state veterans homes Military-Friendly Employers Tennessee hosts numerous military-friendly employers, including: FedEx (Memphis) HCA Healthcare (Nashville) Nissan North America (Franklin) Amazon (multiple locations) Eastman Chemical (Kingsport) Transition Resources Military members transitioning to civilian life can access: Tennessee American Job Centers with veteran employment representatives Helmets to Hardhats construction career program Various university veteran success centers Tennessee Veterans Business Association Making Your Tennessee PCS Successful As you prepare for your PCS to Tennessee, consider these practical tips: Timing Your Move Summer PCS Season: Housing markets become more competitive May-August School Enrollment: Most Tennessee districts begin early August Weather Considerations: Avoid moving during tornado season (March-May) if possible Housing Search Strategy Begin your housing search 3-4 months before your PCS date Consider temporary lodging if moving during peak season Explore both on-base and off-base options to compare value Community Integration Connect with base spouse groups before arrival Research Tennessee's unique activities and events Explore regional day trips to get familiar with your new state Why Tennessee Could Be Your Forever Home Many military families who PCS to Tennessee end up making it their permanent home after service. Here's why: Financial Advantages: No state income tax and reasonable cost of living Central Location: Within a day's drive of 75% of the U.S. population Four Distinct Seasons: Mild winters and beautiful fall colors Diverse Landscapes: From mountains to lakes to vibrant cities Strong Job Market: Growing employment opportunities in healthcare, manufacturing, and technology Military-Friendly Culture: Strong support for veterans and military families Ready to PCS to Tennessee? Whether you're heading to Fort Campbell, Arnold AFB, or NSA Mid-South, our network of military veteran and military spouse real estate professionals can help make your Tennessee PCS smooth and successful. Our agents understand the unique challenges of military moves, VA Loans, and finding the right community for your family's needs. We can connect you with trusted professionals who know the local markets, schools, and military support resources. Contact Grant Thompson today to begin your Tennessee house hunt. Visit our state pages to find a military-friendly real estate professional who specializes in your new duty station area. This article was prepared by Grant Thompson, a real estate professional who specializes in helping military families find their perfect home in Tennessee.

Your Complete Offutt AFB Relocation Guide: Everything You Need to Know About PCSing to Omaha

By Justin Ogburn

Your Complete 2025 Offutt AFB PCS Guide: Everything Military Families Need to Know

What's New at Offutt in 2025

Understanding Offutt's Mission and Structure

Housing Options: On-Base and Off-Base Living

Military Housing Through Rising View

Recommended Neighborhoods Near Offutt

Schools and Education

Healthcare Options at Offutt

Weather and Seasonal Preparation

Buying Or Selling

VA Loan Expert

Recreation and Things to Do

On-Base Recreation

Off-Base Activities

Support Resources for Military Families

Commuting and Transportation

Financial Considerations for Military Families

Taxes and Cost of Living

Military-Specific Financial Benefits

Final Thoughts: Why Many Choose to Retire in Omaha

Connect with a VeteranPCS Expert

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