VA Loan Help
The VA loan is one of the strongest benefits you have earned, and it is easier to use than most people think. These guides cover entitlement, funding fees, and how to work with a lender who knows the program.
49 guides, page 1 of 5
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9/5/2026 · 7 min read
Using VA Disability Income to Qualify for a Mortgage
VA disability compensation is tax-free income that lenders can use, and it may waive your funding fee. Here is how it works and what to bring to a lender.
By VeteranPCS
9/4/2026 · 7 min read
VA Joint Loans: Buying With a Non-Veteran Co-Borrower
Buying with someone who is not your spouse changes how a VA loan works. Here is what a joint VA loan is, why it needs prior approval, and what to ask a lender.
By VeteranPCS
9/3/2026 · 8 min read
Can a VA Loan Assumption Help a Seller With Little Equity? A Case Study in the Numbers
A worked example of how a low-rate, assumable VA mortgage may help a seller with little equity avoid bringing cash to closing.
By Jon Weintraub
9/2/2026 · 6 min read
VA Loan Eligibility for Surviving Spouses: How to Qualify
If your spouse died in service or from a service-connected disability, you may be able to use the VA home loan benefit. Here is how eligibility and the COE work.
By VeteranPCS
8/19/2026 · 6 min read
VA Energy Efficient Mortgage: Add Up to $6,000 to Your Loan
The VA lets you finance energy upgrades inside your home loan, up to $6,000. Here is what qualifies, what does not, and how the two cost tiers work.
By VeteranPCS
8/8/2026 · 5 min read
VA Specially Adapted Housing (SAH) Grants: A 2026 Guide
A clear guide to VA disability housing grants: the 2026 SAH, SHA, and TRA amounts, the service-connected disabilities that qualify, and how to use a grant alongside your VA home loan.
By VeteranPCS
8/6/2026 · 5 min read
VA Cash-Out Refinance: How Military Homeowners Tap Home Equity
A plain-language guide to the VA cash-out refinance: how it turns home equity into cash, how much you can borrow, the funding fee, the rules that protect you, and how it compares to the IRRRL streamline.
By VeteranPCS
8/4/2026 · 5 min read
Can You Buy a Manufactured Home With a VA Loan?
A clear guide to using a VA loan for a manufactured or modular home: the foundation and property rules the VA requires, how loan terms differ, the funding fee, and why the right lender matters.
By VeteranPCS
8/2/2026 · 7 min read
VA Loan vs. Conventional Loan: Which Is Better for Military Buyers?
A side-by-side look at the VA loan and the conventional loan: what each asks for at closing, how mortgage insurance and the funding fee compare, and when one beats the other for a military buyer.
By VeteranPCS
8/1/2026 · 5 min read
VA Loan for National Guard and Reserve: Who Qualifies
National Guard and Reserve members can earn the same VA loan benefit as active-duty troops. Here are the exact service requirements and how to prove them.
By VeteranPCS
7/30/2026 · 6 min read
Two VA Loans at Once: How Second-Tier Entitlement Works
PCS orders do not mean you have to sell. Here is how second-tier VA entitlement lets many military families hold two VA loans at the same time.
By VeteranPCS
7/25/2026 · 5 min read
VA Loan After Foreclosure or Bankruptcy: 2026 Guide
Losing a home or filing bankruptcy does not erase your VA loan benefit. Here are the waiting periods, entitlement restoration steps, and how to buy again.
By VeteranPCS
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