VA Loan Help
The VA loan is one of the strongest benefits you have earned, and it is easier to use than most people think. These guides cover entitlement, funding fees, and how to work with a lender who knows the program.
52 guides, page 1 of 5
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10/4/2026 · 8 min read
How Long Does a VA Appraisal Take in Oklahoma City?
The VA gives Oklahoma County appraisers 8 business days and most other metro counties 10. Here is how the clock works, what comes after the report, and how to set a closing date that fits your report date near Tinker AFB.
By Terry Courtney
10/3/2026 · 9 min read
New Federal Law Requires a VA Home Loan Notice on Mortgage Applications
The 21st Century ROAD to Housing Act adds a military service question and a VA home loan notice to the standard mortgage application. Here is what the law actually says, when it takes effect, and what to ask your lender today.
By Terry Courtney
9/24/2026 · 5 min read
VA Loan and Divorce: What Happens to Your Home and Entitlement
A divorce decree decides who keeps the house. It does not automatically fix your VA loan or your entitlement. Here is how those get resolved separately.
By VeteranPCS
9/5/2026 · 7 min read
Using VA Disability Income to Qualify for a Mortgage
VA disability compensation is tax-free income that lenders can use, and it may waive your funding fee. Here is how it works and what to bring to a lender.
By VeteranPCS
9/4/2026 · 7 min read
VA Joint Loans: Buying With a Non-Veteran Co-Borrower
Buying with someone who is not your spouse changes how a VA loan works. Here is what a joint VA loan is, why it needs prior approval, and what to ask a lender.
By VeteranPCS
9/3/2026 · 8 min read
Can a VA Loan Assumption Help a Seller With Little Equity? A Case Study in the Numbers
A worked example of how a low-rate, assumable VA mortgage may help a seller with little equity avoid bringing cash to closing.
By Jon Weintraub
9/2/2026 · 6 min read
VA Loan Eligibility for Surviving Spouses: How to Qualify
If your spouse died in service or from a service-connected disability, you may be able to use the VA home loan benefit. Here is how eligibility and the COE work.
By VeteranPCS
8/19/2026 · 6 min read
VA Energy Efficient Mortgage: Add Up to $6,000 to Your Loan
The VA lets you finance energy upgrades inside your home loan, up to $6,000. Here is what qualifies, what does not, and how the two cost tiers work.
By VeteranPCS
8/8/2026 · 5 min read
VA Specially Adapted Housing (SAH) Grants: A 2026 Guide
A clear guide to VA disability housing grants: the 2026 SAH, SHA, and TRA amounts, the service-connected disabilities that qualify, and how to use a grant alongside your VA home loan.
By VeteranPCS
8/6/2026 · 5 min read
VA Cash-Out Refinance: How Military Homeowners Tap Home Equity
A plain-language guide to the VA cash-out refinance: how it turns home equity into cash, how much you can borrow, the funding fee, the rules that protect you, and how it compares to the IRRRL streamline.
By VeteranPCS
8/4/2026 · 5 min read
Can You Buy a Manufactured Home With a VA Loan?
A clear guide to using a VA loan for a manufactured or modular home: the foundation and property rules the VA requires, how loan terms differ, the funding fee, and why the right lender matters.
By VeteranPCS
8/2/2026 · 7 min read
VA Loan vs. Conventional Loan: Which Is Better for Military Buyers?
A side-by-side look at the VA loan and the conventional loan: what each asks for at closing, how mortgage insurance and the funding fee compare, and when one beats the other for a military buyer.
By VeteranPCS
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