VA Loan Help

The VA loan is one of the strongest benefits you have earned, and it is easier to use than most people think. These guides cover entitlement, funding fees, and how to work with a lender who knows the program.

38 guides, page 1 of 4

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House keys being handed over, representing a fresh start with a VA loan
VA Loan Help

7/25/2026 · 5 min read

VA Loan After Foreclosure or Bankruptcy: 2026 Guide

Losing a home or filing bankruptcy does not erase your VA loan benefit. Here are the waiting periods, entitlement restoration steps, and how to buy again.

By VeteranPCS

Modern low-rise condominium building with balconies under a clear sky
VA Loan Help

7/14/2026 · 4 min read

VA Loan Condo Approval: How to Buy a Condo the Right Way

A plain-language guide to VA loan condo approval: why the whole project must be approved, how to check the VA list, and what happens if a condo is not approved yet.

By VeteranPCS

Service member in uniform handing house keys to a spouse at the front door of a home
VA Loan Help

7/12/2026 · 5 min read

VA Loan Occupancy Requirements: The PCS Rules to Know

A plain-language look at the VA loan occupancy requirement: the 60-day move-in window, who can satisfy it while you are deployed, and how PCS orders let you rent the home later.

By VeteranPCS

Single-family home with a Texas Hill Country landscape at dusk
VA Loan Help

7/11/2026 · 6 min read

Texas VA Loan Benefits: Extra Savings for Military Homebuyers

Texas layers no state income tax, disabled veteran property tax exemptions, and the state Texas Vet Loan on top of the federal VA loan. Here is how the benefits stack for military buyers moving to the Lone Star State.

By VeteranPCS

Military family reviewing a home budget on a laptop at home
VA Loan Help

7/9/2026 · 6 min read

How Much House Can You Afford on BAH? A 2026 Guide

A simple, four-step way to turn your tax-free BAH into a realistic home price, plus the VA loan rules that decide how much you can actually borrow in 2026.

By VeteranPCS

Veteran homeowner reviewing refinance options on a laptop at home
VA Loan Help

7/9/2026 · 5 min read

VA IRRRL: The Streamline Refinance for Military Homeowners

A plain-language guide to the VA IRRRL, the streamline refinance that lets military homeowners lower their rate with less paperwork, a low funding fee, and often no new appraisal or income check.

By VeteranPCS

Home appraiser inspecting the exterior of a single-family house with a clipboard
VA Loan Help

7/7/2026 · 5 min read

The VA Loan Appraisal: What to Expect and How It Works

A plain-language look at the VA loan appraisal: what the appraiser checks, how it differs from a home inspection, what the Tidewater process is, and what happens when a home needs repairs.

By VeteranPCS

Military family reviewing closing paperwork with a lender at a table
VA Loan Help

7/5/2026 · 6 min read

VA Loan Closing Costs: What Military Buyers Actually Pay

A plain-language breakdown of VA loan closing costs: what you pay, the fees the VA will not let a lender charge you, who can cover the bill, and simple ways to keep more cash in your pocket at closing.

By VeteranPCS

Service member reviewing home loan paperwork at a kitchen table
VA Loan Help

7/3/2026 · 6 min read

VA Loan Certificate of Eligibility: How to Get Your COE

A plain-language guide to the VA loan Certificate of Eligibility (COE): what it proves, how to request one in three ways, and the papers you need to have ready.

By VeteranPCS

Aerial view of the Oahu coastline near Honolulu, Hawaii.
VA Loan Help

7/2/2026 · 8 min read

Using Your VA Loan in Hawaii: What Oahu Buyers Should Know

How the VA loan works on Oahu: eligibility, the COE, reusing your entitlement, VA-approved condos, and why loan assumptions get tricky in a high-price market.

By Karen Riley

Two-story stone home with symmetrical windows on a tree-lined residential street
VA Loan Help

6/28/2026 · 5 min read

Buying a Duplex With a VA Loan: House Hacking for Military Families

The VA loan covers duplexes, triplexes, and fourplexes as long as you live in one unit. Here are the occupancy, rental income, and entitlement rules for 2026.

By VeteranPCS

Hands with a pencil, notebook, and calculator reviewing finances at a desk
VA Loan Help

6/25/2026 · 4 min read

VA Loan Credit Score Requirements: What Lenders Look For in 2026

The VA itself has no minimum credit score. This guide explains the score floors lenders actually use in 2026, and what to do if your credit needs work before you buy.

By VeteranPCS

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