If you just received orders to Fort Eisenhower (formerly Fort Gordon), welcome to the Augusta area. PCS moves can feel overwhelming, especially when you are relocating to a new state and trying to figure out where to live, what the area is like, and how the homebuying process works.
Ineisha Wiley, a local REALTOR® who works with military families in the Augusta market, puts it simply: there are three things every PCSing family should know before they arrive. You do not have to live right outside the gate, your VA Loan benefit is more powerful than you think, and you can actually buy a home before you even set foot in Georgia. This guide takes those three insights and goes deeper, giving you everything you need to plan a confident move to Fort Eisenhower.
What Is Fort Eisenhower and Why Are You Going There?
Fort Eisenhower is one of the largest Army installations in the world. Renamed from Fort Gordon in 2023, the post is home to the U.S. Army Cyber Center of Excellence, the U.S. Army Cyber Command (ARCYBER), and elements of the National Security Agency's Georgia Cryptologic Center. It is the Army's premier hub for cyber warfare, signals intelligence, electronic warfare, and information operations.
More than 16,000 military service members and approximately 13,500 civilian personnel are assigned to the installation, according to Fort Eisenhower's official resources. In addition to its cyber mission, the post houses components of the Army Intelligence and Security Command, operations units from the Navy, Air Force, and Marines, and multiple reserve and National Guard units.
For families, that means this is a growing, mission-critical installation with an expanding population. The surrounding area has responded with rapid housing development, improved infrastructure, and a community that is accustomed to welcoming PCS families year-round.
You Do Not Have to Live Right Outside the Gate
As Ineisha Wiley points out, many military families assume they need to live as close to the installation as possible. In reality, the Augusta area has several excellent communities within a short commute, and each one offers a different lifestyle depending on your budget, family needs, and priorities.
Grovetown: New Construction and Short Commutes
Grovetown sits directly adjacent to Fort Eisenhower in Columbia County and is one of the fastest-growing communities in the region. The commute to post is typically under 10 minutes, making it a favorite among service members who want to minimize drive time. Grovetown is known for an abundance of new construction homes and neighborhoods built with military families in mind. Entry-level pricing starts in the low $200s for three-bedroom homes, which makes Grovetown one of the most BAH-friendly options in the area.
Evans: Top-Rated Schools and Established Neighborhoods
Evans offers a more established community feel with tree-lined streets, strong neighborhood identities, and some of the highest-rated schools in the state. It sits a bit farther from post than Grovetown, but many families gladly make the extra drive for the quality of life. Price points in Evans tend to run higher, with homes often ranging from the mid-$200s to the mid-$400s, but the schools and amenities make it a top choice for families with school-age children.
North Augusta: South Carolina Tax Benefits
Located just across the Savannah River in South Carolina, North Augusta offers a compelling option for families who want to take advantage of different state property tax rates and housing options. South Carolina's tax structure can be favorable compared to Georgia, depending on your situation, so it is worth running the numbers. North Augusta also blends small-town charm with modern development and gives you easy access to both downtown Augusta and the interstate system.
Other Options: Martinez, Harlem, and Hephzibah
Martinez offers a nice balance of affordability and access, sitting between Evans and Augusta proper. Harlem is a quieter, more rural option that still puts you within a reasonable commute. For those on a tighter budget, Hephzibah offers affordability and direct access to Fort Eisenhower through Gate 5, just six miles from the installation.
For a detailed breakdown of each neighborhood, check out our guide on the Best Places to Live Near Fort Eisenhower, Augusta, Georgia.
Understanding BAH and the Cost of Living
One of the biggest advantages of a PCS to the Augusta area is that the cost of living runs about 10% lower than the national average, according to Salary.com cost of living data. That means your Basic Allowance for Housing (BAH) tends to stretch further here than at many other installations.
For 2026, Fort Eisenhower BAH rates saw approximately a 6% increase over the previous year. According to the Defense Travel Management Office, monthly BAH rates with dependents at Fort Eisenhower are approximately $1,890 for an E-5, $2,157 for an E-6, and $2,190 for an E-7. These rates align well with the Columbia County housing market, where the median home sales price sits around $259,000.
For most E-5 and above service members with dependents, Columbia County's price points fit comfortably within BAH. Junior enlisted families may want to focus their search on Grovetown and Harlem for the most comfortable budget fit. In many cases, a monthly mortgage payment on a home purchased with a VA Loan in this area will come in at or below what you would pay in rent, which brings us to the next critical point.
Ready to see how your BAH stacks up against homes in the Augusta area? Connect with a VeteranPCS agent who knows the Fort Eisenhower market.
Your VA Loan Is More Powerful Than You Think
As Ineisha Wiley emphasizes, many service members do not realize just how powerful their VA home loan benefit can be. The VA home loan program was designed specifically for military families, and it comes with advantages that conventional loans simply cannot match.
Zero Down Payment
The most significant benefit is the ability to purchase a home with no down payment. According to the Consumer Financial Protection Bureau, conventional loans typically require anywhere from 3% to 20% down. On a $260,000 home near Fort Eisenhower, that would mean $7,800 to $52,000 out of pocket. With a VA Loan, that number is zero.
No Private Mortgage Insurance
Conventional borrowers who put down less than 20% are required to pay private mortgage insurance (PMI), which can add $100 to $300 or more to a monthly payment. VA Loans eliminate this requirement entirely, saving military families thousands of dollars over the life of the loan.
Competitive Interest Rates
VA Loans consistently offer some of the lowest interest rates available in the mortgage market. According to VA.gov, lenders can offer favorable rates because the VA guarantees a portion of the loan, which reduces risk for the lender and passes savings on to the borrower.
Easier to Buy Than Rent
With the rapid housing growth happening around Fort Eisenhower, rental rates have climbed. A typical three-bedroom rental in Columbia County ranges from $1,400 to $2,100 per month. When you factor in zero down payment, no PMI, and competitive interest rates, many PCS families find that a monthly mortgage payment is equal to or lower than what they would pay in rent, with the added benefit of building equity.
You Can Buy a Home Before You Even Arrive
One of the biggest misconceptions about PCSing is that you have to wait until you arrive at your new duty station to start the home search. As Ineisha Wiley notes, military buyers purchase homes completely remotely every day using virtual tours, video walkthroughs, digital paperwork, and remote closings.
How Remote Buying Works
Once you have orders in hand, you can connect with a local real estate agent and a VA Loan lender to start the process immediately. Here is what a typical remote purchase timeline looks like.
